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We answer three misconceptions many home buyers have about credit score, down payment and debt level required to qualify for a home loan.

There’s a common notion that winter is a bad time to buy or sell a home. While it’s true that there are some factors that make winter a less desirable time to move, it’s also true that you can buy your dream home when few others are looking. Here are some things to keep in mind.

Are you thinking about buying a home this year? If so, you’ll want to review these noteworthy nuggets before you make that call.

A needs list are things in your future home that you absolutely must have in your new home. Many times this includes number of bedrooms and bathrooms, parking, or location.

Locking a rate means that you and the lender have made a commitment to your loan’s interest rate for an agreed-upon term, typically ranging from 14 to 90 days.

Just as an engagement ring tells the world that you’re headed down the aisle, a pre-approval letter puts you on the path to homeownership.

The simple answer is: The best time to buy or sell a home is when you are financially and emotionally prepared to enter into the biggest transaction most people make in a lifetime. In other words, the “best time” depends on your unique circumstances.

When you shop for clothes or a vehicle, do you open your wallet before checking the price tags? Very few of us can afford to do that. Yet, many people go house hunting without knowing how much they can afford to spend. You can avoid disappointment and embarrassment by getting pre-approved.

Conventional wisdom is that trying to sell a home during the holidays is futile. But the reality is that homes can – and do – sell during the winter months. Here are 12 tips to help make it happen!