Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Mortgage Loan Originator

Mary Bird is your Roseville local lender. As a loan officer at KBHS Home Loans, Mary is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mary at (916) 283-8994 for more information!

Mary Ellen Bird at KBHS Home Loans (NMLS #619191)

Sandra Poole Caro is your Roseville local lender. As a loan officer at KBHS Home Loans, Sandra is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sandra at (910) 500-7275 for more information!

Sandra Poole Caro at KBHS Home Loans (NMLS #893706)

Marcus Meier is your Roseville local lender. As a loan officer at KBHS Home Loans, Marcus is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marcus at (214) 556-2996 for more information!

Marcus Meier at KBHS Home Loans (NMLS #946404)

Kevin Friedman is your Roseville local lender. As a loan officer at KBHS Home Loans, Kevin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kevin at (209) 234-8507 for more information!

Kevin Friedman at KBHS Home Loans (NMLS #325815)

Mortgage Loan Originator - KBHS

Phala Sok is your Roseville local lender. As a loan officer at KBHS Home Loans, Phala is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Phala at (916) 287-4553 for more information!

Phala Sok at KBHS Home Loans (NMLS #347578)

Dalia Rodriguez is your Roseville local lender. As a loan officer at KBHS Home Loans, Dalia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dalia at (385) 799-5224 for more information!

Dalia Rodriguez at KBHS Home Loans (NMLS #1506529)

Wendy Langlet is your Roseville local lender. As a loan officer at KBHS Home Loans, Wendy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wendy at (916) 770-5392 for more information!

Wendy Langlet at KBHS Home Loans (NMLS #1154890)

Branch Manager Non-Producing

Debra Winstead is your Roseville local lender. As a loan officer at KBHS Home Loans, Debra is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Debra at (910) 500-7288 for more information!

Debra Winstead at KBHS Home Loans (NMLS #872351)

Regional Vice President

Esteban Campos is your Roseville local lender. As a loan officer at KBHS Home Loans, Esteban is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Esteban at (916) 580-1903 for more information!

Esteban Campos at KBHS Home Loans (NMLS #632700)

Josie Alvarez is your Roseville local lender. As a loan officer at KBHS Home Loans, Josie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josie at (714) 226-1123 for more information!

Josie Alvarez at KBHS Home Loans (NMLS #1775535)

Bobby Ruiz is your Roseville local lender. As a loan officer at KBHS Home Loans, Bobby is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bobby at (915) 444-1075 for more information!

Bobby Ruiz at KBHS Home Loans (NMLS #1106533)

Jas Grewal is your Roseville local lender. As a loan officer at KBHS Home Loans, Jas is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jas at (916) 467-4626 for more information!

Jas Grewal at KBHS Home Loans (NMLS #633195)

Susan Burkholder is your Roseville local lender. As a loan officer at KBHS Home Loans, Susan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Susan at (919) 659-0030 for more information!

Susan Burkholder at KBHS Home Loans (NMLS #652602)

Larisa Andriychenko is your Roseville local lender. As a loan officer at KBHS Home Loans, Larisa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Larisa at (415) 528-4007 for more information!

Larisa Andriychenko at KBHS Home Loans (NMLS #949345)

Gloria Melendez is your Roseville local lender. As a loan officer at KBHS Home Loans, Gloria is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gloria at (510) 456-7822 for more information!

Gloria Melendez at KBHS Home Loans (NMLS #666350)

Roseville

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                  <p class="kbhs-kbhs--mobile">KBHS Home Loans, LLC, NMLS 1542802.</p>
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                <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
                <p>This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.</p>
      
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                  This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
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                  Arizona Mortgage Banker License #939988</p>
      
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              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
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                For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.
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              <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
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15 Loan Officers in Roseville, CA