Welcome! Whether you are on the hunt for your first home, been down the homebuying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Officer for you. I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.



Revolutionizing the Mortgage Experience



As a powerhouse mortgage provider, KBHS Home Loans offers a wide array of home loan including: FHA, VA, USDA, conventional, and jumbo. But it's about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicate, share documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.



Simple. Secure. Easy. The way homebuying should be.



I encourage you take a tour of my website and explore your journey to homeownership.

Sales Manager SR - Non-Producing

Jorge Ramon is your San Antonio local lender. As a loan officer at KBHS Home Loans, Jorge is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jorge at (469) 470-2036 for more information!

Jorge Ramon at KBHS Home Loans (NMLS #208620)

Mortgage Loan Originator - KBHS

Meghan Zamarripa is your San Antonio local lender. As a loan officer at KBHS Home Loans, Meghan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Meghan at (210) 447-6522 for more information!

Meghan Zamarripa at KBHS Home Loans (NMLS #1531293)

Josh Smith is your San Antonio local lender. As a loan officer at KBHS Home Loans, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (602) 794-1403 for more information!

Josh Smith at KBHS Home Loans (NMLS #1725557)

Mortgage Loan Originator

Arturo Fuentes is your San Antonio local lender. As a loan officer at KBHS Home Loans, Arturo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Arturo at (469) 909-5582 for more information!

Arturo Fuentes at KBHS Home Loans (NMLS #374006)

Branch Manager Non-Producing - KBHS

William Seaux is your San Antonio local lender. As a loan officer at KBHS Home Loans, William is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact William at (210) 538-2896 for more information!

William Seaux at KBHS Home Loans (NMLS #654173)

Mireya Napoles is your San Antonio local lender. As a loan officer at KBHS Home Loans, Mireya is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mireya at (210) 538-2929 for more information!

Mireya Napoles at KBHS Home Loans (NMLS #1450354)

Sales Manager SR - Non-Producing - KBHS

Michael Stephan is your San Antonio local lender. As a loan officer at KBHS Home Loans, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (210) 872-1739 for more information!

Michael Stephan at KBHS Home Loans (NMLS #364861)

Belinda Powell is your San Antonio local lender. As a loan officer at KBHS Home Loans, Belinda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Belinda at (210) 323-1104 for more information!

Belinda Powell at KBHS Home Loans (NMLS #1025657)

Jared Jacobs is your San Antonio local lender. As a loan officer at KBHS Home Loans, Jared is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jared at (210) 538-2874 for more information!

Jared Jacobs at KBHS Home Loans (NMLS #1118277)

Brian Thomson is your San Antonio local lender. As a loan officer at KBHS Home Loans, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (469) 342-1073 for more information!

Brian Thomson at KBHS Home Loans (NMLS #259019)

Juliet Mendoza is your San Antonio local lender. As a loan officer at KBHS Home Loans, Juliet is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Juliet at (210) 864-3393 for more information!

Juliet Mendoza at KBHS Home Loans (NMLS #1915983)

Susan Thomas is your San Antonio local lender. As a loan officer at KBHS Home Loans, Susan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Susan at (512) 884-6594 for more information!

Susan Thomas at KBHS Home Loans (NMLS #1115786)

Tammy Badeaux is your San Antonio local lender. As a loan officer at KBHS Home Loans, Tammy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tammy at (210) 538-2878 for more information!

Tammy Badeaux at KBHS Home Loans (NMLS #284266)

San Antonio

<footer class="kbhs-footer">
        <div class="kbhs-inner">
          <div class="kbhs-row kbhs-footer-top">
              <div class="kbhs-footer-logo-container"><a href="/" class="kbhs-footer-logo"><img src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltaa59c91e5b804d8f/660c78de6ccdb820daa4f491/kbhs-white-logo.png" alt="KBHS Home Loans"></a></div>
              <div class="kbhs-footer-contact-container">
                <div class="kbhs-footer-contact">
                    <p class="kbhs-u-uppercase kbhs-u-headline">CONTACT US, WE ARE READY TO HELP</p>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--phone kbhs-u-headline" href="tel:855378-6625">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-phone"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                                            
                      (855) 378-6625
                    </a>
                    <a class="kbhs-footer-contact-link kbhs-footer-contact-link--email kbhs-u-headline" href="mailto:info@kbhshomeloans.com" target="_blank">
                      <i
                        data-testid="font-icon"
                        class="kbhs-rc-font-icon rc-font-icon font-icons-mail"
                        aria-hidden="true"
                        style="font-size: 1.25rem"
                        data-reactroot=""
                      >
                      </i>                      
                      Email us now
                    </a>                    
                </div>
              </div>
          </div>
          <div class="kbhs-footer-middle kbhs-footer--desktop">
            <div class="kbhs-footer-middle-col">
              <ul class="kbhs-footer-menu">
                <div class="kbhs-col">
                  <li><a href="/find-a-loan-officer/" class="kbhs-footer-menu-link">Find a loan officer</a></li>
                  <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
                  <li><a href="/purchasing-a-home/conventional-loans/" class="kbhs-footer-menu-link">Conventional home loan</a></li>
                  <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
                  <li><a href="/purchasing-a-home/fha/" class="kbhs-footer-menu-link">FHA loan option</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/purchasing-a-home/jumbo/" class="kbhs-footer-menu-link">Jumbo loan</a></li>
                  <li><a href="/purchasing-a-home/rural-housing/" class="kbhs-footer-menu-link">USDA home loan</a></li>
                  <li><a href="/purchasing-a-home/va/" class="kbhs-footer-menu-link">VA home loan</a></li>
                  <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
                  <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>             
                </div>
                <div class="kbhs-col">
                  <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
                  <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
                  <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
                  <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
                  <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
                </div>
                <div class="kbhs-col">
                  <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
                  <li><a href="/flashclose/" class="kbhs-footer-menu-link">FlashClose℠</a></li>
                  <li><a href="https://login.kbhshomeloans.com/" class="kbhs-footer-menu-link">Log In</a></li>     
                </div>
              </ul>                          
            </div>
      
            
          </div>
          <div class="kbhs-footer--mobile kbhs-footer-mobile-menu">      
            <ul class="kbhs-footer-menu">
              <li><a href="/find-your-loan-officer/" class="kbhs-footer-menu-link">Find your loan officer</a></li>
              <li><a href="/purchasing-a-home/" class="kbhs-footer-menu-link">Purchase a home</a></li>
              <li><a href="/purchasing-a-home/down-payment-assistance/" class="kbhs-footer-menu-link">Down payment assistance</a></li>
              <li><a href="/learning-center/" class="kbhs-footer-menu-link">Learning center</a></li>
              <li><a href="/licensing/" class="kbhs-footer-menu-link">Licensing information</a></li>
              <li><a href="/terms-of-use/" class="kbhs-footer-menu-link">Terms of use</a></li>
              <li><a href="/accessibility/" class="kbhs-footer-menu-link">Accessibility</a></li>
              <li><a href="/privacy/" class="kbhs-footer-menu-link">Privacy center</a></li>
              <li><a href="/about-us/" class="kbhs-footer-menu-link">About KBHS Home Loans</a></li>
              <li><a href="/job-openings/" class="kbhs-footer-menu-link">Job Openings</a></li>
              <li><a href="/contact-us/" class="kbhs-footer-menu-link">Contact us</a></li>
              <li><a href="/applicant-login/" class="kbhs-footer-menu-link">Log In</a></li>
            </ul>
      
          </div>
          <div class="kbhs-footer-bottom kbhs-row">
            <div class="kbhs-col col-12 kbhs-u-textRight">
              <div class="kbhs-mobile-only kbhs-u-textLeft">
                <h6 class="kbhs-neattext">Connect with us</h6>
      
                <ul class="kbhs-neat">
                  <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                  <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://x.com/KBHSHomeLoans" target="_blank"><img alt="X social media platform" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                  <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                  <li><a href="https://www.linkedin.com/company/24797233" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
                </ul>
      
                <p>
                  <p class="kbhs-kbhs--mobile">KBHS Home Loans, LLC, NMLS 1542802.</p>
                  For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.&nbsp;
                </p>
      
                <p>&nbsp;</p>
                <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
                <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
                <p>This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.</p>
      
                <p><br>
                  This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                  <br>
                  Arizona Mortgage Banker License #939988</p>
      
                <p>&nbsp;</p>
      
                <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/texas-consumers/">Texas Consumers: How to file a complaint</a></p>
      
                <p><a fhref="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
                <p>&nbsp;</p>
      
              </div>
            </div>
            <div class="kbhs-col kbhs-col-12 kbhs-desktop-only">
              <h6 class="kbhs-neattext">Connect with us</h6>
      
              <ul class="kbhs-neat">
                <li><a href="https://www.facebook.com/KBHS-Home-Loans-460886200946645" target="_blank"><img alt="Facebook" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt40ae97366962bd47/660c78a2c8592ee3676f305d/kbhs-facebook.png"> </a></li>
                <li style="padding-top: var(--space-xy-xxxSmall-rem)"><a href="https://x.com/KBHSHomeLoans" target="_blank"><img alt="X social media platform" border="0" height="30" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltb91124038ede89dd/661d45caba184744419b8f97/kbhs-x.svg"> </a></li>
                <li><a href="https://www.youtube.com/channel/UCGByxEHNkBSiVqIPybXfGqw" target="_blank"><img alt="YouTube" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/blt2fe61c404939346c/660c78b14d880a71fcd2fccf/kbhs-youtube.png"> </a></li>
                <li><a href="https://www.linkedin.com/company/24797233/" target="_blank"><img alt="LinkedIn" border="0" height="38" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltc6f6948c464048da/660c78ba407aec32ac6c5dbd/kbhs-linkedin.png"> </a></li>
              </ul>
      
              <p>KBHS Home Loans, LLC, NMLS 1542802.</p>
              <p>
                For licensing information, go to:&nbsp;<a href="https://www.nmlsconsumeraccess.org/" target="_blank">www.nmlsconsumeraccess.org</a>.
              </p>
      
              <p>&nbsp;</p>
              <img alt="equal-housing-lender.png" src="https://images.contentstack.io/v3/assets/bltbb12f746c5a4cc8e/bltfb8d86c42e61ddc1/660c78cb04d34c79b8bdaadd/kbhs-equal-housing-lender.png" style="width: 150px; height: 41px;" title="equal-housing-lender.png">
              <p>Headquarters: 300 East Royal Lane, Suite 250, Irving, TX 75039 -&nbsp;(855) 378-6625</p>
              This is not an offer for the extension of credit or a commitment to lend.&nbsp;Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. KB Home and KBHS Home Loans, LLC share common ownership and because of this relationship may receive a financial or other benefit. You are not required to use both KB Home and KBHS Home Loans, LLC as a condition of settlement on your loan or for purchase or sale of any real estate.
      
              <p class="kbhs-at-element-marker">This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.<br>
                <br>
                Arizona Mortgage Banker License #0939988</p>
      
              <p>&nbsp;</p>
      
              <p><a href="/accessibility/">Accessibility</a> | <a href="/licensing/">Licensing</a>&nbsp;| <a href="/notice-to-vendor/">Notice to Vendors</a> |&nbsp;<a href="/privacy/">Privacy Center</a>&nbsp;|&nbsp;<a href="/privacy/privacy-policy/" name="Privacy Policy" target="_blank" title="Read our Privacy Notice">Privacy Policy</a>&nbsp;|&nbsp;<a href="/privacy-policy-center/#californiaresidents" name="Privacy Notice - CCPA" target="_blank" title="Read our Privacy Notice - CCPA">CCPA Privacy Policy</a>&nbsp;| <a href="/sms-terms/">SMS Terms</a>&nbsp;| <a href="/terms-of-use/">Terms of Use</a>&nbsp;| <a href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802" target="_blank">NMLS Consumer Access</a>&nbsp;|&nbsp;<a href="/tx-consumers/">Texas Consumers: How to file a complaint</a></p>
      
              <p><a href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/3ac56243-7019-4f38-814b-d4957155a96b">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a></p>
      
              <p>&nbsp;</p>
      
            </div>
            <p class="kbhs-footer-copy">© 2025 KBHS Home Loans, LLC. All Rights Reserved. </p>
          </div>
        </div>
      </footer>

13 Loan Officers San Antonio, TX