MULTIPE LOAN OPTIONS FOR YOUR NEW KB HOME.
Let’s get started.
One of the first steps in your journey is determining the type of loan you need. Talk to your loan officer, who can help you select the program that’s best for you.
Conventional Loans
Tailored for borrowers with strong credit and financial stability.
FHA Loans
This program offers a low down payment option with flexible qualifying criteria.
First Time Homebuyers
Options low down payments, making homeownership more achievable.
VA Loans
For active duty military, eligible American Veterans and Reservists or their surviving spouses
USDA Home Loans
If you’re buying a home in a rural area, this loan is a good choice and features easy credit qualification.
Jumbo
Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.
List of Select Loan Programs Offered
Conventional
Traditional loan programs that require at least a 3% down payment and offer competitive interest rates. Full income documentation and fair-to-good credit are necessary.
VA
Offers long term home loans to active duty US Military service members, eligible American Veterans and Reservists or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.
State Bond
Programs that offer 100% financing to first time and repeat homebuyers. These low cost, low interest mortgage programs enable more people to invest in their own homes.
Rural Housing
USDA programs that provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo
Loan programs that offer financing for loan amounts greater than the conventional or high balance loan limits.
FHA
FHA-insured loans require very little cash investment to close and offer more flexibility in calculating household income and payment ratios.
Down Payment Assistance
Loan programs and grants designed to help homebuyers with a portion of, or all of, the down payment required to purchase their new home.
Arms
A variable rate mortgage, ARMs typically have a lower initial rate than a fixed-rate mortgage. A cap limits the increases in P&I at each adjustment.
Interest Only
An interest-only loan is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged.
80/10/10
Commonly referred to as a piggyback loan, 80/10/10 eliminates the needs for the borrower to pay private mortgage insurance (PMI).
And Many, Many More
KBHS Home Loans prides itself on having the products that our customers need. Don’t see the loan program you were looking for? Reach out to us and ask – we’re sure to have a program to fit your needs.
Build your future with us.
When you’re looking to buy a house that perfectly fits your family’s needs and lifestyle, the best option just might be starting from the ground up. We’ve got you covered.